Less time reading files. More time reading risk.
Submissions arrive extracted, enriched, and triaged against your appetite rules — anomalies flagged, every fact traceable to its source page. You make the call; the desk keeps the record. — across property, general liability, and cyber programs.
Received
2:41 PMFlags
3Chase drafted
2:47 PM6 documents · SOV p.2–3 · ACORD 125DRAFTED CHASE · READY TO SEND
Can you send the current loss run? The file is ready except for it.
Harbour Point Marina Ltd.
- SUB-2026-05904 · Habitational
- 6 documents · SOV p.2–3 · ACORD 125
- Received 2:41 PM · chase drafted 2:47 PM
01
The email lands.
- Forward it and get back to what you were doing. ACORDs, SOVs, loss runs, supplements — read and normalized in whatever format they arrived.
NORMALIZED RISK RECORD
Harbour Point Marina Ltd.
ACORDs, SOVs, loss runs, supplements — read and normalized in whatever format they arrived.
02
The file is worked before you open it.
- Fields extracted, duplicate locations collapsed, enrichment attached per building. When the broker sends SOV_v7_FINAL(2), the desk knows which version counts.
03
The chase is already started.
- A missing current loss run, a location listed twice, TIV that doesn’t reconcile across documents — flagged in minutes, with everything needed to chase while the submission is still warm.
Received
2:41 PMFlags
3Chase drafted
2:47 PM6 documents · SOV p.2–3 · ACORD 125DRAFTED CHASE · READY TO SEND
Can you send the current loss run? The file is ready except for it.
04
Your appetite already triaged it.
- Your thresholds ran on the way in — in-appetite, refer, out-of-appetite — with the fired rules shown underneath. What reaches you is a recommended call you review, not a final call — yours to make.
Fired rules
R-07 roof age ≥ 30 yrs → refer · src SOV p.3
HAB-WIND-02 named-windstorm ded > 3% → refer · src guidelines p.12
05
You decide.
- Override anything, anytime — without leaving the file. Overrides inside your authority band are yours to make; anything above it climbs the referral chain your program already defines, and your CUO sees the override history either way. Who, when, and why recorded with every call.
SOV p.3 · roof year 1995 · hail county
who · when · why recorded
J. Okafor · 2:51 PM · hail-county comp; broker confirms re-roof pending
06
The record wrote itself.
- Inputs, sources, rules fired, exceptions, rationale — kept as you worked. Nothing to reconstruct when someone pulls the file.
SUB-2026-05904
src: guidelines.pdf p.12
Every fact cited to source
Audit-ready records by default
You make the call — always
See WriteRisk on a submission you actually write.
15 minutes to first output. Your submission. No pitch deck.